How to Beat Lifestyle Creep

Audio Version You just got the promotion. The official email hit your inbox, the new salary has been confirmed, and suddenly, you are doing mental math. If I make $500 more a month, I can totally afford that nicer apartment, right? And maybe I will upgrade my gym membership. Oh, and I definitely deserve nice […]
Estate Planning: A Plain-English Guide

Estate planning may seem morbid, but it’s a gift for your loved ones. It saves your family from stress and confusion after you’re gone. A will is essential to ensure your wishes are honored, and a Power of Attorney allows someone you trust to make decisions for you. Organize your life and provide clarity for your family. Discover how to navigate this important process and give them peace of mind.
The Adolescent Years: Are You Ready?

Audio Version Have you ever thought about setting aside a little extra cash specifically for your child’s teenage years? If you’ve got a child rapidly approaching middle school, you might want to start planning. Let’s be real: adolescence is famously a rollercoaster time. It’s not just the sudden surge of hormones, the eyerolls, and the […]
The Income Tax Bond

Audio Version Meet Dan and Susan. At 65 and 63, they’re finally ready to kick back, relax, and enjoy a well-deserved retirement. They’ve played their financial cards right: their house is completely paid off, and they’ve managed to stash away a healthy $500,000 in their RRSPs. Like most parents, their ultimate goal is to leave […]